Hello. Please find the document attached. 1Personal BudgetingStudent’s First Name, Middle Initial(s), Last NameInstitutional AffiliationCourse Number and NameInstructor’s Name and TitleAssignment Due Date2Personal BudgetingSecuring a bright financial future calls upon developing a basic understanding of themeaning of a budget, the budgeting process, and how it can be aligned to current and futurefinancial goals. Simply, a budget plan denotes a document that shows the amount of income anindividual or entity expects to earn and spend over a given period (Rubing, 2017). Regardless ofthe level, nature, and source of income, prioritizing how to spend expected funds offers the bestway to avoid wasteful spending. Therefore, understanding how a budget works and how to stickto it offers a direct pathway to securing a bright and prosperous financial future. The reason whyeveryone needs a personal budget is that it serves as an exceptional tool for monitoring whetheractual spending activities are aligned to financial goals, which may include servicing studentloan, mortgage, or making savings for retirement.Pros and Cons of Personal BudgetingBuilding a successful financial future starts with developing of plan that aligns financialneeds to the expected income. The goal of developing a personal budget is to develop a sense ofcontrol over the use of expected income ac…
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